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Posts Tagged ‘Mindset’

Diving With The Meanest Of The Sharks

April 22nd, 2010
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When mentioning going diving with my friends a couple of years ago they jumped at the chance to do this as it is something that none of us had ever experienced. So off we went on one of those scuba diving holidays and I have to say that it was absoulty fantastic.

The Destination

We actually went Maldives diving as we thought this to be a great way to start our diving experiences and boy were we right. There are over 2,000 different species of fish in this area of the world and I am pretty sure we spotted a fair few of them. We also spotted a couple of whale sharks and this is what got me into the whole shark diving mindset.

On Return

When arriving back home I found myself immediately wanting to go back and enjoy all of it again which is why we did 6 months later and then again a year later. By this time I had wanted to see more and the words “Great White” has kept entering my mind. After getting back from yet another trip I put another idea out there, why not try cage diving with great whites?There were of course some of the group of friends that thought I was insane.

The Great White

Upon entering the cage I have to say that I was a little nervous, I had always been a little scared of the Great White. The words to decribe that day have never really come into my head. We have done this now a couple of times and next year I am planning to do it with a couple of them without cages!

Great Whites are not as bad as people think and they have been known to let people touch them and even hold their dorsal fin, always have a professional on hand though!

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Jump On The Train to The San Diego Area To Enjoy A Leisurely Vacation

December 28th, 2009
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Maybe this is the time for you to look into an Amtrak vacation, especially if you have never done that sort of thing before.  Many North American destination cities are easily accessible by train.  Given how beautiful and interesting our country is, the trip itself can be a big part of the total enjoyment.

One of the most popular vacation destinations is San Diego.  It is easy to take a train to the historic station and then use public transit for getting around locally.  San Diego is spread out over a smaller geographical area than other parts of SoCal, notably Los Angeles.  In fact, a lot of the attractions can be enjoyed by walking.

 

San Diego is really loaded with interesting places to visit.  Visiting all of the beaches, museums, historical attractions and other amusements could truly take weeks.  So it is safe to assume that you can engage yourself in a week of both relaxation and activity in this harbor city.  The weather in the summer is particularly appealing, with a moderate sea breeze cooling things off.

Perhaps you would like to make an even more ambitious train travel event, in which case you can take the train up the coast.  It is easy to take the train from San Diego all the way to Union Station in downtown Los Angeles, with maybe ten stops in between.  This would make it possible to spend an easy week or two in Southern California without your car.

Don’t forget that a trip by train can add several days on to the total schedule compared to flying, but if you have the right mindset the traveling can be part of the overall enjoyment of the trip.

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How to run a good soccer practice for kids

September 26th, 2009
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The most important thing a soccer coach must do is come to practice with enthusiasm.  The energy the coach brings to practice will radiate throughout the team.  They must stay positive and always push their players in a positive manner.  When creating soccer drills for kids, the coach must keep in mind the skill level of their players.  If drills are not challenging enough they players will get bored and start to dis-engage.  Drills that are too difficult will result in a practice where you end up stopping and starting too much, disturbing the flow of a good practice.

Good soccer drills will involve game like situations where the kids learn to recognize certain situations.  Hopefully in the games they will recognize these situations and implement them when it counts.  Another quality of a good drill is that it conditions the players at the same time.  No one likes to line up and just do conditioning drills all the time.  They are mindless and most players hate them.  If you implement good youth soccer drills then the players will have plenty of conditioning and you won’t have to waste time running sprints at the end of practice.

Take command of the practice from the start.  Players will learn that once you step ont he field it is time to take care of business.  If you allow too much dilly daly and it takes a while to get into the practice it has an affect on the habits your team will create.

The drills, energy, and mindset the coach brings to practice are critical to your soccer team’s success.  Prepare well and push your players in a positive manner and you will have success!

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Mortgage Accelerators

September 9th, 2009
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Ever considered why you should consider using a pay off mortgage accelerator for a debt free lifestyle? By using a mortgage accelerator, a homeowner can stay ahead because the debt in the mortgage will shrink much faster and the value of the home will not likely go down as fast as the equity build up. This type of program works without making additional payments toward the mortgage.

In recent times, mortgage accelerators have become very popular in different countries such as Australia, UK, Canada, and now in the US. By reducing the balance in your mortgage, you save money on the daily calculated interest that you’re charge by your lender. In other words, the way your mortgage is structure greatly favors banks because almost all of your initial monthly payments go toward paying the interest portion and very little towards the principal.

Many homeowner continually pay thousands of dollars in unnecessary interest charges every single year with the mindset that you can always write off the interest and get some of that money back at the end of the year-in a tax return. Why have my money sitting in a checking account earning zero percent interest or in a savings account earning 1% when debt is being accrued at 7%. There is no “safe” investing that is going to bring a higher return on your money than you will be paying in interest.

The better alternative is using other people’s money (the bank’s money) is one of the surest and fastest ways to become financially independent. The faster you pay off your mortgage, the sooner you will be able to save enough money and build your retirement nest. You can use the money you won’t have to pay to the bank in more useful ways: pay for your retirement pension, pay for your children college education, etc.

Using mortgage acceleration as a strategy for debt reduction/wealth building is the only way most people are ever going to be able to retire. They would not only increase their rate of wealth accumulation, they would lower the risk involved, and be very happy to reap the tax advantages provided by the mortgage interest.

Most millionaires will tell you they made their money by using the bank’s money to obtain greater wealth. By using a mortgage accelerator, a homeowner can stay ahead because the debt in the mortgage will shrink much faster and the value of the home will not likely go down as fast as the equity build up. The Pay Off Mortgage Accelerator will reveal the critical element of how fast you can pay off your mortgage, how to keep tens of thousands of dollars for yourself without paying extra or refinancing your current home loan.

One of the top contenders in this field is The Money Merge Account,a unique proprietary program designed to cancel thousands of dollars in interest you would of normally paid on your existing mortgage allowing you to pay off your home, free and clear, in as little as 8-11 years. The Money Merge Account is not a bi-weekly payment or debt roll-down system.

This program is offered by United First Financial or UFirst. The United First Financial program is focused on paying off the home faster and eliminating that debt all together. The MMA also allows you to figure in monthly withdrawals to any investment you would like so you would NOT miss any investment opportunity while you are accelerating your mortgage at the same time. The MMA empowers the consumer to take control of their money, for perhaps the first time in their lives.

In the months and years ahead we will begin to see banks offering similar products or forming relationships with companies that offer MMA’s. If you would like to help save other homeowners on their mortgage and would like learn how you can become an MMA consultant, please don’t hesitate to contact me at Johnny@StrategicMath.com

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